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Personal Lending

Home Mortgage

We have loan programs designed to fit every need for home purchase or refinancing, large or small, primary or vacation home, even homes for investment purposes. Our very competitive fixed rate and adjustable rate loans provide flexibility for your particular needs. And we tailor our loan processing time to meet your closing needs

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Home Construction Loan

There’s no better time than now, with interest rates being at near historically low levels, to build that home you’ve always wanted. We’ll make the process easy for you with our single closing Construction-Permanent loan, saving you money and the worry of what interest rates will be when the construction is completed and you are ready to place a permanent loan on your new home. We have construction mortgage professionals who are available to make your dream house become a reality.

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Lot Loan

Whether you want to build now or later, we have a lot loan program designed for you to make your dream home come true in your time.

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Home Equity Loan

Now may be the time for you to consider using a portion of the equity in your home that has accumulated over the years to meet present needs. An RRSB Home Equity Loan is a great way to use your home’s equity to update and improve your home. And it’s also a great source for paying for your children’s college tuition or paying for emergency medical bills. Call or stop by one of our offices to speak with one of our lending professionals to see if now is the time you should apply for a Home Equity Loan.

Call (252) 535-5565 x 123 or email consumerloans@rrsb.com for rates and more information.

Auto Loan

RRSB’s auto loans are competitively priced, whether for a new or used vehicle. We have terms that will fit your budget and driving needs

Call (252) 535-5565 x 123 or email consumerloans@rrsb.com for rates and more information.

Boat Loan

In addition, because we are located in a wonderful water recreational area, RRSB is a specialist in boat financing. Whether your desire is to own a ski, fishing, or pontoon boat, we have a loan program and terms that will help you purchase the boat of your choice. And we also finance jet skis.

Call (252) 535-5565 x 123 or email consumerloans@rrsb.com for rates and more information.

Master Card

We offer a “no frills” MasterCard that allows you to choose between a variable rate or fixed rate program, with a minimum annual fee of $15.00. With worldwide acceptance, our card is designed to be a true value.

Call (252) 535-5565 x 123 or email consumerloans@rrsb.com for rates and more information.